No, you do not have to be a salary earner to access our different loan packages. There are products for self employed/SMEs and Corporate entities.

N100,000 is our minimum loan amount while the upper limit varies per Product and capacity of the client to repay.

This varies with the loan Product. Annuity loan: Annuity Policy No, Govt ID, BVN, Utility Bill. Personal Loan: Employment/Offer letter, Bank statement, Govt ID, Utility Bill BVN. SME/Corporate Loan: Certificate of Incorporation, CO2&CO7, Board Resolution to borrow. Utility Bill, Directors – BVN, Govt ID, Bank statement

This depends on completeness of the required documents. Usually, loans are disbursed within 24hrs after verifications and Approval.

You will see the stage on your Portal while an email/sms is sent when it is finally approved and disbursed.

Yes, it can. All loan application go through a detailed review and approval process. Loans that do not meet the set criteria are usually rejected and clients notified accordingly.

There are no hidden charges. We are very transparent with our clients.

Yes. Loan facility tenor can be extended through a Top-up (this applies to returning clients). However, maximum tenor is 9 months.

Yes you can, provided you are eligible. Top-up is aimed at increasing the existing loan balance and tenor for clients who have made at least 3 successful repayments without any issue.

You cannot have more than one loan at a time, but you can apply for a top up loan after three repayments on your existing loan.

No, your application can be made online via our website or mobile app.

Yes, you have to notify us so that we can make the necessary changes. You can do this by sending us an email [email protected]

Kindly send us an email at [email protected] or call our Clients services on 09167429986. The second debit will be refunded after due investigation.

Yes you can. However ensure to notify us of this by sending a mail to [email protected]

Our primary repayment channel for Annuity loan is Direct Debit while REMITA is used for other loan types for ease of repayment and reconciliation. However, we have secondary repayment channels like Cheques, online payments and cash depsoits.

Yes, you can pay down/liquidate your existing facility at any time.Do make sure this is done at least 3 working days before your due date and send an email to [email protected]